Most of the time cleaning the boat is a safe and rewarding task. Washing and detailing a boat can make it look brand new. However, boat cleaning accidents do happen sometimes. These accidents can potentially damage the boat and cause injuries or even death to boat cleaners. Having boat cleaning insurance can help cover injuries sustained as well as any damage to the boat. It also can cover commercial boat cleaners for any financial damage that the customer might face from mistakes made by boat cleaning employees. The best solution, however, is to make cleaning practices as safe as possible so as to avoid injury and needing to file insurance claims. Here are a few tips for you to share with your commercial boat cleaner clients in order to reduce their potential liabilities:
- Always make sure that at least two people are working on the boat. If only one person is working, the potential for slips and falls is greater. A second person can ensure the ladder is secure or help in moving heavy objects. The second person also can phone for help if something goes wrong. Especially avoid jumping into the water to clean the hull of the boat without a buddy present. A wave or changing current could bring the hull down on your head.
- Avoid hazardous chemicals. Mixing products that contain bleach and ammonia can irritate eyes and lungs and may even be fatal. Butyl glycol, ethylene glycol, and monobutyl can damage the kidneys. Many other products damage the environment. The Environmental Protection Agency’s Safer Choice Web site lists products that meet high safety standards for human and marine life. Read labels for every product you plan to use every time you use it because formulas sometimes change.
- Beware of potential electrical hazards. Electric tools such as power buffers should not be used in a wet or damp location unless the tool is connected to a ground fault circuit interrupter. Check to ensure that the extension cord is in good shape and that the GFCI itself is still tight. Saws, drills and electric vacuum cleaners can spark; avoid using them near fuel or fumes.
- Protect your eyes, ears, and lungs. Tools such as saws can throw out hazards; eye safety glasses can help prevent eye damage. They also can protect from fine dust and liquids. A dusk mask protects from inhaling of particles, although they do not protect against toxic vapors. Earmuffs or plugs can protect ears from the noise of using power tools. In addition, protective clothing, such as gloves and coveralls can protect you from corrosive chemicals.
About Merrimac Marine Insurance
At Merrimac Marine, we are dedicated to providing insurance for the marine industry to protect your clients’ business and assets. For more information about our products and programs, contact our specialists today at (800) 681-1998.