The Best Vessels for Each Body of Water

The Best Vessels for Each Body of Water

It is not always simple to determine the best vessels for each body of water when engaging in recreational fun. Different boats will mesh with varying types of water bodies. Most personal watercraft rental services are aware of this, which is why they offer a range of vessels to suit their customers’ needs. This variety helps ensure a satisfactory boating experience and, more importantly, safeguards against the risk of accidents. 

The question is: which type of boat works best for specific bodies of water? Personal watercraft rental companies should know about this to offer the best possible services and protect their ships and customers from harm. And as an insurance agent, you should know about this to provide your clients with the most appropriate insurance for their needs. 

Water Current and Boat Performance 

It is essential to consider how water current affects performance to determine which types of boats work best in specific bodies of water. Some boats perform well in strong currents, while others can only remain stable in calm conditions. 

Currents fit into two main categories: deep water currents and surface currents. 

Wind patterns and the earth’s rotation cause surface currents. On the other hand, variances in the density of ocean water cause deep water currents. 

Also known as thermohaline circulation, sinking cold, dense water near the poles will trigger deep water currents. As the water on the ocean’s surface replaces the sinking water, it causes water to circulate much like a conveyor belt. This action takes place over a very long period, usually around a thousand years.

Choosing a Boat Depending on the Current Type 

It is essential to choose a boat based on the body of water you plan to use it in. Water current is one of the most critical factors, as it will affect the safety of everyone onboard and their enjoyment of the experience. 

Here’s a look at some of the most common types of water vessels and the performance your clients can expect from them: 

Jet Skis

These leisure crafts perform best in relatively calm waters. However, many use them in oceans and rivers. Jet skiers typically stay pretty close to shore, as going further out to sea doesn’t offer any significant advantages. 

Of course, more adventurous jet skiers routinely head out to the swells, where waves can tower several stories high. But these activities are better suited to professionals and adrenaline junkies who brave the waves, much like professional surfboarders. 

Fishing Boats

These vessels are designed for strength, durability, and stability, enabling them to embark on rigorous adventures across different waterways. These boats come in various sizes, and most can handle fresh and saltwater environments equally well. Boaters typically choose the size of vessel they need depending on the conditions of the fishing area they will frequent. 


These boats come with fuel-efficient engines and displacement hulls that allow them to safely and more efficiently navigate rough waters. These features will enable them to glide over vast stretches without too much fuel. This efficiency makes trawlers ideally suited for long-range cruising. 

Do Personal Watercraft Rental Companies Need PWC insurance? 

Few people want to think of the possibility of an accident occurring. But the reality is that such incidents do happen. And when it involves watercraft that your clients rent out, they could be liable for losses, damage, or injury. 

Of course, most accidents involve several parties. Even so, a personal watercraft rental service could be the primary respondent in a claim or lawsuit if their boat or jet ski is involved in the incident. 

All these are good reasons to have PWC (Personal Watercraft) insurance. It protects your clients against claims that someone files against them if there was an injury or property damage that a vessel might cause. If they have to settle with the complainant or pay for damages to individuals or property, having appropriate insurance will help protect their business and assets.

About Merrimac Marine Insurance

At Merrimac Marine, we are dedicated to providing insurance for the marine industry to protect your clients’ business and assets. For more information about our products and programs, contact our specialists today at (800) 681-1998.